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Industrial Enterprise Property Insurance

Contracts on insurance of enterprises property are concluded for the period of one year and those on mortgaged, rented or leased property – for the period of the agreement validity.
Sums insured shall correspond to the actual cost of the property mortgaged on the date of concluding the insurance contract and may be specified in the insurance policy both in national currency of the Republic of Moldova MDL and U.S.$ or EURO

The cost of insurance depends on the following:

- Category of property and stocks-in-trade;
- Category of buildings, constructions, equipment, their location and safety;
- Technological processes applied during production;
- Existing factors that increase risk degree (potential fire, earthquake, flood and theft, etc);
- Level of anti-fire security and other safety measures.

Premium tariffs are of contractual character and may be established within the following limits:

- Buildings, constructions – from 0.3 to 0.7%;
- Machinery, equipment – from 0.7 to 1.0%;
- Electrical equipment – from 3.0 to 5.0%;
- Office equipment – from 1.0 to 1.5%;
- Stocks- in-trade – from 0.3 to 2.0% of their cost (sum insured).

Parties may agree to stipulate discounts for claims absence that may constitute up to 50% of the initial insurance premium.

MD 2005, Chisinau city, Republic of Moldova, Mitropolit Banulescu-Bodoni str Nr.57/1
Phone. (+37322 ) 22-62-12; Fax (+37322)22-11-79

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